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How Do I Get A Lower Car Loan Interest?

How Do I Get A Lower Car Loan Rate?

Car loan rates might be lower than you’d expect with how things have changed in the last few years. Everyone's situation is different but you may find that your credit score has decreased. Don’t panic because we have worked with many people who have been in your situation and we have helped them through it.

Image of a chart, indicating reduced interest rates.

The easiest way to get a lower car loan interest rate is to create and stick to a payment plan that works for you, checking in with your RightRide dealer every six months. We are constantly on the lookout for the lowest ratings which become available as you make payments and improve your credit score.

Your credit won’t improve on its own but we can help you the same way that we have helped thousands of people, like yourself.

When Should I Consider Refinancing A Car Loan?

When Should I Consider Refinancing A Car Loan?

Refinancing a car loan can be a scary experience but there are a few times when this is actually a good idea and will save you money in the long run.

If you had a bad credit score with a high interest rate but have been diligent with paying your car loan then you will be eligible for a lower interest rate.

This is the goal. Oftentimes it makes more sense to refinance the rest of your current auto loan with a new vehicle through RightRide that utilizes your new, lower interest rate.

Aren't sure that this is your best option? Give us a call and we'll look into it for you. It costs nothing and might change your life.

Image of someone's hands, with money and  car hovering above their open palms.

How do I know if I have a bad credit score

How Do I Know If I Have A Bad Credit Score?

The simplest way to know your credit score is to fill out the form below. Alternatively, you can look back on your history of paying bills on time with the correct amount, and how long you've been using your credit card.

One myth we want to dispel is that checking your credit score will harm your credit. While that may be the case if you check it elsewhere, that is simply not the case with us. Checking your credit score with RightRide won't impact your credit rating. Knowing your score is a massive help to improve your dealership experience.

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This short form will tell you your credit score in minutes without affecting it

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Bad Credit FAQ

Bad Credit F.A.Q

A bad credit score is anything from 600 or below. This can affect the interest you pay on loans and the conditions of your loan.

Paying off your debts and loans on time, and reducing the number of credit cards used are simple ways to help rebuild your credit over time.

The answer is simple...YES! There are lenders who cater to the subprime market. At RightRide, we work with reputable lenders who offer loans to customers who are looking for a vehicle and an opportunity to rebuild their credit.

It's as easy as filling a form that requires information such as where you work, live, and in some cases, signed permission for a credit check.

Many dealerships can finance a vehicle for you but not all and some have limitations set by national banks who prefer to work with reputable dealerships like RightRide.

Any dealership that can finance a vehicle can also refinance your current vehicle. We suggest that you research the dealership ahead of time to ensure that they can help you refinance your vehicle for the right(underlined) reasons.

A car title loan is when you attach your vehicle to the new loan as a form of collateral with the lender putting a lien on the car, as well as temporarily giving up your vehicle title.

Subprime is a label for credit rates that are 10% or higher. Don’t worry as this can be repaired and is temporary. We can help!

Getting pre-approved or approved at a dealership for auto financing is easier than ever. You can fill out a form at the dealership with your personal information or do it from home with an online form like the one you see below. The form takes less than 5 minutes to complete and you will know instantly what you are approved for. Apply Now!

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