blog:credit Archives | RightRide Canada
How to make a budget in 2022
Budgeting is that one thing most people dread because they think it’s limiting or can be time consuming. However, having a monthly budget can be freeing and helps create a path to financial success. Budgeting is like any other discipline, it takes practice, continuous effort and time to master it and yes, it can be […]
What is the difference between insolvency and bankruptcy?
Did you know that insolvency and bankruptcy have different meanings? Even though these two terms are closely related and often used interchangeably, they are very distinct! Read on to learn the difference between insolvency and bankruptcy. On one hand, insolvency is a financial state where an individual is unable to make his/her debt payments on […]
Will bad credit continue to haunt you?
Will bad credit continue to haunt you? Well, for the most part it can remain on your credit bureau for six to seven years, and how the credit reporting agency files delinquent or bad debts. Equifax Canada submits from day one when a file is submitted to a collection agency. So maybe […]
Simple Steps To Improve Your Credit!
Simple Steps To Improve Your Credit! Just because something is simple doesn’t mean it’s easy! It’s not easy creating new habits when the old ones seem to be just fine. But when it comes to your credit it may just be those OLD habits that have you tossing and turning in your sleep because of […]
Time to hit the “Reset Button?”
Time to hit the “Reset Button?” Credit is more important than cash! Yup, sad but true and if you are short on both it’s hard to navigate life on a daily basis. Have you taken a hard look at your personal, or family financial picture – money in, money out – your income and financial […]
Work on Your Credit Story- It's Yours to Tell!
WORK ON YOUR CREDIT STORY - IT'S YOURS TO TELL! Your credit score could matter most to you when you really need it …. Don’t ignore how this review can influence lenders/future creditors. When you are applying for a credit card, auto financing or a mortgage the “impression” your bureau leaves will either give you […]